N.J. Admin. Code § 13:45F-2.5

Current through Register Vol. 56, No. 21, November 4, 2024

Section 13:45F-2.5 - Changing official information

(a) Until a security freeze placed on a consumer report is removed, the consumer reporting agency shall not change any official information in the consumer report without first sending a written notice of the change to the consumer. The written notice shall be sent within 30 days of the posting of the intended change to the official information in the consumer report. A consumer reporting agency shall wait at least 10 days after the written notice has been sent before finalizing the change in the consumer's report. The written notice of change shall:

1. State the type of official information that is being changed, without disclosing the actual information, and the reason for the change;

2. Advise the consumer that he or she must contact the consumer reporting agency, in writing by mail or by any other method allowed by the consumer reporting agency, within seven days of the date of the notice if the change in the official information is incorrect; and

3. Be sent to both the consumer's new and old address where the official information being changed is the consumer's address.

N.J. Admin. Code § 13:45F-2.5