Section 633-28-19 - DEBITS TO AN ACCOUNT1. After the initial establishment of an account, debits to an account may be made as follows:A. Upon receipt by the advance deposit wagering operator of an account wager, the advance deposit wagering operator debits the account in the amount of the wager; orB. The advance deposit wagering operator may debit an account for fees for service or other transaction-related charges by the advance deposit wagering operator.2. Account Withdrawals - An advance deposit wagering operator may authorize a withdrawal from an account when one (1) of the following exists:A. The account holder of an account appears personally at the advance deposit wagering operator's location and provides the following:(1) Proper identification;(2) The correct secure personal identification code; and(3) A properly completed and signed withdrawal slip.B. The account holder sends to the advance deposit wagering operator a properly completed and signed withdrawal slip by any means electronic or otherwise.C. Upon receipt of a properly completed and signed withdrawal slip, and if there are sufficient funds in the account to cover the withdrawal, the advance deposit wagering operator must, within five (5) business days of its receipt, send a check or other form of payment in readily available funds to the account holder. The check must be payable to the holder of the account and in the amount of the requested withdrawal.D. If funds are not sufficient to cover the withdrawal, the account holder will be notified in writing and those funds in the account will be withdrawn and sent to the account holder within the five (5) business days. Electronic funds transfers may be used for withdrawals in lieu of a check at the discretion of the account holder and the advance deposit wagering operator, subject to the same conditions described for electronic funds transfer credits.E. In the case of an abandoned advance deposit wagering account, the advance deposit wagering licensee shall send a notice to the account holder at the mailing address listed on the account application requesting that the account holder take steps necessary to close the account or indicate that he or she wishes to keep the account open. If the account holder fails to notify the advance deposit wagering licensee of his or her intentions after sixty (60) calendar days the advance deposit wagering licensee shall close the account and return all monies then on deposit by sending a check payable to the account holder at said mailing address. Any monies returned as undeliverable shall be considered "abandoned property" and will be subject to 33 M.R.S. Chapter 41. The advance deposit wagering license must forward a list of such accounts and balances to the Board.F. In the event an account holder is deceased, funds accrued in the account will be released to the decedent's legal representative upon receipt of a copy of a valid death certificate, tax releases or waivers, probate court authorizations or other documents required by applicable laws.16-633 C.M.R. ch. 28, § 19