Section 633-28-18 - CREDITS TO AN ACCOUNT1. After the initial establishment of an account, credits to an account may be made as follows:A. Deposits - deposits to an account by an account holder must be made in the following forms: (1) Cash given to the advance deposit wagering operator, a commercial track, off- track betting facility, licensed casino or other entity that has been issued a Board license or has otherwise been approved by the Board;(2) Personal or cashier check, or money order given or sent to an advance deposit wagering operator;(3) Charges made to an account holder's credit card or debit card upon the direct and personal instruction of the account holder. Such instructions may be given by telephone or any electronic device to the advance deposit wagering operator by the account holder if the use of the card has been approved by the advance deposit wagering operator;(4) Transfer by means of an electronic funds transfer from a monetary account controlled by an account holder to his or her account. The account holder is liable for any charges imposed by the transmitting or receiving entity with such charges to be deducted from the account;(5) Transfers to an account by means of the electronic benefits transfer system administered by the Department of Health and Human Services under 22 M.R.S. Chapter 1, Subchapter 1-A are prohibited; and/or(6) Any other method as approved by the Board.B. Credit for Winnings - Credit for winnings from wagers placed with funds in an account and credit for account wagers on entries that are scratched will be posted to the account by the advance deposit wagering operator.C. Accordance with Financial Institution - Checks, money orders and other negotiable instruments will be posted to the credit of the account holder in accordance with financial institution funds availability schedules.16-633 C.M.R. ch. 28, § 18