The Federal Deposit Insurance Corporation, the Federal Reserve System, the Comptroller of the Currency, the Office of Thrift Supervision, and the National Credit Union Administration have promulgated or may, in the future, promulgate regulations or guidelines governing the manner in which a supervised financial organization can assess charges for early repayment of a consumer loan. There may exist some difference between this rule and a regulation promulgated by a federal regulatory agency. It is not the intent of this rule to permit any practice that is not permitted by a federal regulatory agency.
02-029 C.M.R. ch. 142, § VI