Section 029-142-V - EXCEPTIONSA. No prepayment charge may be assessed for (1) consumer loans with an original maturity date of 36 months or less or (2) open-end credit plans with an original termination date of 36 months or less.B. No prepayment charge may be assessed, if the consumer prepays the consumer loan or open-end credit plan in response to a change in terms notification issued pursuant to Title 9-A M.R.S.A. §3 - 204. C. No prepayment charge may be assessed if the consumer prepays the consumer loan or open-end credit plan when the supervised financial organization exercises its right to accelerate the loan in the event of default.D. No prepayment charge may be assessed if a consumer rescinds the transaction pursuant to 12 CFR § 226.15 or 226.23. E. No prepayment charge may be assessed for early repayment of a high-rate, high-fee mortgage as defined in Title 9-A § 8-103(l)(F-1).02-029 C.M.R. ch. 142, § V