Current through 2024-51, December 18, 2024
Section 029-136-III - DEFINITIONSFor purposes of this rule, the following terms have the following meanings:
A. "Call Report" means the Consolidated Report of Condition and Income, the Thrift Financial Report, or the Credit Union Statement of Financial Condition filed with a financial institution's primary federal regulator.B. "Credit union authorized to do business in this State" has the meaning set forth in 9-B M.R.S.A. §131(12-A).C. "Deposits" include all amounts a financial institution authorized to do business in this State must report as deposits (including credit union share accounts) in its Call Report.D. "Deposit production office" has the meaning set forth in 9-B M.R.S.A. §131(12-B).E. "Financial institution authorized to do business in this State" has the meaning set forth in 9-B M.R.S.A. §131(17-A) and also includes a credit union authorized to do business in this State. However, for purposes of this rule, "financial institution authorized to do business in this State" does not include limited purpose banks organized pursuant to 9-B M.R.S.A., Part 12.F. "Home state" has the meaning set forth in 9-B M.R.S.A. §131(20-A).G. "Interstate financial institution" means a financial institution authorized to do business in this State and operating at least one branch in Maine and at least one branch in another state.H. "Loan" has the meaning set forth in 9-B M.R.S.A. §439-A(1)(A).I. "Maine deposits" is, for a Maine-only financial institution, the total of all deposits reported on the institution's Call Report. "Maine deposits" is, for an interstate financial institution, the total of all deposits attributable to branches in Maine.J. "Maine home state loan-to-deposit ratio" means the ratio of total Maine loans to total Maine deposits, for all financial institutions authorized to do business in this State whose home state is Maine.K. "Maine Interstate Report" means the quarterly report of total Maine deposits and Maine loans filed with the Bureau by an interstate financial institution.L. "Maine loans" is, for a Maine-only financial institution, the total of all loans reported on the institution's Call Report. "Maine loans" is, for an interstate financial institution, the total of all loans attributable to branches in Maine.M. "Maine-only financial institution" means a financial institution authorized to do business in this State whose home state is Maine and which has branches only in Maine.N. "Statewide loan-to-deposit ratio" means the ratio of Maine loans to Maine deposits, for each financial institution authorized to do business in this State.02-029 C.M.R. ch. 136, § III