Wis. Stat. § 895.447
This section did not void an indemnity clause in a contract. Gerdmann v. U.S. Fire Insurance Co., 119 Wis. 2d 367, 350 N.W.2d 730 (Ct. App. 1984). This section did not void a subrogation waiver in a contract because the waiver did not limit or eliminate tort liability. "Tort liability" is the legal obligation or responsibility to another resulting from a civil wrong or injury for which a remedy may be obtained. The subrogation waiver in this case did not limit or eliminate the legal responsibility of the contractors to the property owner for the contractors' negligent acts. Instead, the subrogation waiver waived the property owner's right to recover damages from the contractors for their wrongful acts to the extent those damages were covered by a property insurance policy. Collection of damages does not equate with liability. Rural Mutual Insurance Co. v. Lester Buildings, LLC, 2019 WI 70, 387 Wis. 2d 414, 929 N.W.2d 180, 16-1837.