Section 2759 - Contract with debtor(a) Prior to taking any fee or receiving any compensation, either directly or indirectly, or payment of any sum of money by the debtor, each licensee shall make a written contract between the licensee and the debtor, which contract shall be in such form and shall contain such conditions as the Commissioner shall have approved in writing prior to the use of such contract, and the licensee shall immediately furnish the debtor with a true copy of the contract.(b) In addition to such other items as the Commissioner may require, the contract shall: (1) fully disclose all services to be provided;(2) fully disclose all fees to be charged to the debtor;(3) disclose that debt adjustment plans are not suitable for all debtors;(4) if applicable, disclose that creditors may compensate the licensee;(5) if applicable, disclose that secured debt is not covered by the contract; and(6) disclose a list of debts covered by the contract and the interest rate of those debts at the time.Added 1969, No. 204 (Adj. Sess.), eff. 3/23/1970; amended 2003, No. 81 (Adj. Sess.), §1; 2009 , No. 137 (Adj. Sess.), § 3.