Statutes, codes, and regulations
United States Code
Title 12 - BANKS AND BANKINGChapter 46 - GOVERNMENT SPONSORED ENTERPRISESSubchapter I - SUPERVISION AND REGULATION OF ENTERPRISESPart B - ADDITIONAL AUTHORITIES OF THE DIRECTOR
Subpart 1 - GENERAL AUTHORITY
Section 4546 - Prohibition of public disclosure of proprietary information

12 U.S.C. § 4546

Download
PDF
Current through P.L. 118-106 (published on www.congress.gov on 10/04/2024)
Section 4546 - Prohibition of public disclosure of proprietary information
(a) In general

Subject to subsection (d), the Director may, by regulation or order, provide that certain information shall be treated as proprietary information and not subject to disclosure under section 4543 of this title, section 1723a(n)(3) of this title, or section 1456(f)(3) of this title.

(b) Protection of information on housing activities

The Director shall not provide public access to, or disclose to the public, any information required to be submitted by an enterprise under section 1723a(n) of this title or section 1456(f) of this title that the Director determines is proprietary.

(c) Nondisclosure pending consideration

This section may not be construed to authorize the disclosure of information to, or examination of data by, the public or a representative of any person or agency pending the issuance of a final decision under this section.

(d) Mortgage information

Subject to privacy considerations, as described in section 304(j) of the Home Mortgage Disclosure Act of 1975 ( 12 U.S.C. 2803(j) ), the Director shall, by regulation or order, provide that certain information relating to single family mortgage data of the enterprises shall be disclosed to the public, in order to make available to the public-

(1) the same data from the enterprises that is required of insured depository institutions under the Home Mortgage Disclosure Act of 1975 [ 12 U.S.C. 2801 et seq.]; and
(2) information collected by the Director under section 4544(b)(6) of this title.

12 U.S.C. § 4546

Pub. L. 102-550, title XIII, §13261326,, 106 Stat. 3955; Pub. L. 110-289, div. A, title I, §§1122(a)(1)1127,, 11271127,, 122 Stat. 2689, 2695.

EDITORIAL NOTES

REFERENCES IN TEXTThe Home Mortgage Disclosure Act of 1975, referred to in subsec. (d)(1), is title III of Pub. L. 94-200, Dec. 31, 1975, 89 Stat. 1125, which is classified principally to chapter 29 (§2801 et seq.) of this title. For complete classification of this Act to the Code, see Short Title note set out under section 2801 of this title and Tables.

AMENDMENTS2008- Pub. L. 110-289, §1122(a)(1), substituted "Director" for "Secretary" wherever appearing in subsecs. (a) and (b).Subsec. (a). Pub. L. 110-289, §1127(1), substituted "Subject to subsection (d), the Director" for "The Director".Subsec. (d). Pub. L. 110-289, §1127(2), added subsec. (d).

Agency
The term "Agency" means the Federal Housing Finance Agency established under section 4511 of this title.
Director
The term "Director" means the Director of the Bureau.
enterprise
The term "enterprise" means-(A) the Federal National Mortgage Association and any affiliate thereof; and(B) the Federal Home Loan Mortgage Corporation and any affiliate thereof.
person
The term "person" means an individual, partnership, company, corporation, association (incorporated or unincorporated), trust, estate, cooperative organization, or other entity.