After reviewing and analyzing the reports submitted under section 1723a(n) of this title and section 1456(f) of this title, the Director shall submit a report, not later than October 30 of each year, to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives, on the activities of each enterprise.
The report required under subsection (a) shall-
To assist the Director in analyzing the matters described in subsection (b), the Director shall conduct, on a monthly basis, a survey of mortgage markets in accordance with this subsection.
Each monthly survey conducted by the Director under paragraph (1) shall collect data on-
The Director shall make any data collected by the Director in connection with the conduct of a monthly survey available to the public in a timely manner, provided that the Director may modify the data released to the public to ensure that the data-
For purposes of this subsection, the term "identifiable form" means any representation of information that permits the identity of a borrower to which the information relates to be reasonably inferred by either direct or indirect means.
12 U.S.C. § 4544
EDITORIAL NOTES
PRIOR PROVISIONSA prior section 4544,Pub. L. 102-550, title XIII, §13244544,, 106 Stat. 3954, related to annual housing report, prior to repeal by Pub. L. 110-289, div. A, title I, §1125(a), July 30, 2008, 122 Stat. 2693.
- Director
- The term "Director" means the Director of the Bureau.
- conforming mortgage
- The term "conforming mortgage" means, with respect to an enterprise, a conventional mortgage having an original principal obligation that does not exceed the dollar amount limitation in effect at the time of such origination and applicable to such mortgage, under, as applicable-(A) section 302(b)(2) of the Federal National Mortgage Association Charter Act [ 12 U.S.C. 1717(b)(2) ]; or(B) section 305(a)(2) of the Federal Home Loan Mortgage Corporation Act [ 12 U.S.C. 1454(a)(2) ].
- credit
- The term "credit" means the right granted by a person to a consumer to defer payment of a debt, incur debt and defer its payment, or purchase property or services and defer payment for such purchase.
- enterprise
- The term "enterprise" means-(A) the Federal National Mortgage Association and any affiliate thereof; and(B) the Federal Home Loan Mortgage Corporation and any affiliate thereof.
- mortgage purchases
- The term "mortgage purchases" includes mortgages purchased for portfolio or securitization.