Tex. Ins. Code § 544.553

Current with legislation from the 2023 Regular and Special Sessions signed by the Governor as of November 21, 2023.

Section 544.553 - Prohibition of Underwriting and Rating Decisions Based on Consumer Inquiry

An insurer may not:

(1) use an underwriting guideline based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured; or

(2) charge a rate that is different from the rate charged to other individuals for the same coverage or increase a rate charged to an insured based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured.

Tex. Ins. Code § 544.553

Added by Acts 2013, 83rd Leg. - Regular Session, ch. 570,Sec. 1, eff. 9/1/2013.