Tex. Ins. Code § 2211.151
Current with legislation from the 2023 Regular and Special Sessions signed by the Governor as of November 21, 2023.
The association shall make residential property insurance available to each applicant in an underserved area whose property is insurable in accordance with reasonable underwriting standards but who, after diligent efforts, is unable to obtain residential property insurance through the voluntary market, as evidenced by two declinations from insurers authorized to engage in the business of, and writing, residential property insurance in this state.
Tex. Ins. Code § 2211.151