Section 348.009 - Federal Disclosure Requirements Applicable(a) The disclosure requirements of Regulation Z (12 C.F.R. Parts 226 and 1026) adopted under the Truth in Lending Act (15 U.S.C. Section 1601 et seq.) and specifically 12 C.F.R. Sections 226.18(f) and 1026.18(f), regarding variable rate disclosures, apply according to their terms to retail installment transactions. (b) If a disclosure requirement of this chapter and one of a federal law, including a regulation or an interpretation of law, are inconsistent or conflict, federal law controls and the inconsistent or conflicting disclosures required by this chapter need not be given.Amended by Acts 2023, Texas Acts of the 88th Leg.- Regular Session, ch. 159,Sec. 19, eff. 9/1/2023. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.