Section 345.212 - Nonfiling Insurance(a) Instead of charging fees for the filing, recording, and releasing of documents for the perfection of a security interest created in connection with a retail installment transaction, the holder may include in the retail installment contract or retail charge agreement a charge for a nonfiling insurance premium.(b) The amount of a charge under Subsection (a) may not exceed the amount of fees authorized for filing and recording an original financing statement in the standard form prescribed by the secretary of state.(c) A holder may receive a charge authorized by this section only if the holder purchases nonfiling insurance in connection with the retail installment transaction.(d) A holder is not required to furnish to a retail buyer a policy or certificate of insurance evidencing nonfiling insurance. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.