Section 95.102 - Pledge of Joint Account(a) Unless the terms of the account provide otherwise, a person on whose signature money may be withdrawn from a deposit account in the names of two or more persons may, by a signed pledge, pledge and transfer to the savings bank or federal savings bank all or part of the account.(b) A pledge made under Subsection (a) does not sever or terminate the joint and survivorship ownership of the account. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.