Section 65.104 - Pledge of Joint Account(a) Unless the terms of the savings account provide otherwise, a person on whose signature money may be withdrawn from an account in the names of two or more persons may, by a signed pledge, pledge and transfer to the association or federal association all or part of the account.(b) A pledge made under Subsection (a) does not sever or terminate the joint and survivorship ownership of the account. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.