Section 65.003 - Savings Contract(a) Each holder of a savings account must execute a savings contract. The contract must specify:(1) any special terms applicable to the account; and(2) the conditions on which withdrawals may be made.(b) The association shall hold a savings contract in the records pertaining to the account.(c) A savings contract pertaining to a savings account of a public or governmental entity must provide that the holder of the account may not become a member of the association. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.