(a) General rule.--A consumer reporting agency may impose a reasonable charge on a consumer for initially placing a security freeze on a consumer report. The amount of the charge may not exceed $10. The charge to temporarily lift the security freeze may not exceed $10 per request. At no time shall the consumer be charged for removing the freeze.(b) Exceptions.--(1) A consumer will not be charged by a consumer reporting agency for placing a security freeze or temporarily lifting a security freeze if the consumer is a victim of identity theft and provides, or has provided, the consumer reporting agency with a copy of a police report.(2) A consumer will not be charged by a consumer reporting agency for placing a security freeze if the consumer is 65 years of age or older.(c) Confirmation required.--If a security freeze is in place, a consumer reporting agency shall not change any of the following information regarding a consumer without sending a written confirmation of the change to the consumer within 30 days of the change being posted:(3) Social Security number.(4) Address. Written confirmation is not required for technical modifications of a consumer's official information, including name and street abbreviations, complete spellings or transposition of numbers or letters. In the case of an address change, the written confirmation shall be sent to both the new address and to the former address.
2006, Nov. 29, P.L. 1463, No. 163, § 9, effective 1/1/2007.