Section 201 - Maximum lawful interest rate(a) Except as provided in Article III of this act, the maximum lawful rate of interest for the loan or use of money in an amount of fifty thousand dollars ($50,000) or less in all cases where no express contract shall have been made for a less rate shall be six per cent per annum.(b) The maximum lawful rate of interest set forth in this section shall not apply to:(1) an obligation to pay a sum of money in an original bona fide principal amount of more than fifty thousand dollars ($50,000);(2) an unsecured, noncollateralized loan in excess of thirty-five thousand dollars ($35,000); or(3) business loans of any principal amount.1974, Jan. 30, P.L. 13, No. 6, § 201, imd. effective. Amended 2008, July 8, P.L. 824, No. 57, § 2, effective in 60 days [9/8/2008].