40 Pa. Stat. § 4202

Current through Pa Acts 2024-53, 2024-56 through 2024-92
Section 4202 - Definitions

The following words and phrases when used in this act shall have the meanings given to them in this section unless the context clearly indicates otherwise:

"Applicant." A person as defined in section 601-A of the act of May 17, 1921 (P.L.789, No.285), known as The Insurance Department Act of 1921.

"Application." A form as defined in section 601-A of the act of May 17, 1921 (P.L.789, No.285), known as The Insurance Department Act of 1921.

"Appointment." A written agreement between an insurer and insurance producer as defined in section 601-A of the act of May 17, 1921 (P.L.789, No.285), known as The Insurance Department Act of 1921.

"Business entity." A person which is not an individual.

"Commissioner." The Insurance Commissioner of the Commonwealth.

"Customer." A person who purchases portable electronics or services.

"Department." The Pennsylvania Insurance Department .

"Designated licensee." A licensed insurance producer as defined in section 601-A of the act of May 17, 1921 (P.L.789, No.285), known as The Insurance Department Act of 1921.

"Enrolled customer." A customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics.

"Insurance producer." A person licensed to sell, solicit or negotiate contracts of insurance.

"Insurer." As defined in section 601-A of the act of May 17, 1921 (P.L.789, No.285), known as The Insurance Department Act of 1921.

"Location." A physical location in this Commonwealth or an Internet website, call center site or similar location provided to residents of this Commonwealth.

"Portable electronics." Personal, self-contained, battery-operated electronic communication, viewing, listening, recording, gaming, computing or global positioning devices that are easily carried by an individual, including cellular or satellite telephones, pagers, personal global positioning satellite units, portable computers, portable audio listening, video viewing or recording devices, digital cameras, video camcorders, portable gaming systems, docking stations, automatic answering devices and any other similar devices and any accessories related to the use of the devices.

"Portable electronics insurance." Insurance providing coverage for the repair or replacement of portable electronics which may provide coverage for portable electronics against one or more of the following causes of loss: loss, theft, inoperability due to mechanical failure, malfunction, damage or other similar causes of loss. The term does not include:

(1) a service contract as defined in section 358(b) of the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921;
(2) a policy of insurance covering a seller's or a manufacturer's obligations under a warranty; or
(3) a homeowner's, renter's, private passenger automobile, commercial multiperil or similar policy. "Portable electronics transaction." Either of the following:
(1) the sale or lease of portable electronics by a vendor to a customer; or
(2) the sale of a service related to the use of portable electronics by a vendor to a customer.

"Vendor." A person in the business of engaging in portable electronics transactions that is licensed as a business entity.

40 P.S. § 4202

Added by P.L. 995 2012 No. 112, § 2, eff. 11/2/2012.