Section 221.4-A - Calculation of RBC Relating to Life or Health Insurers(a) A life or health insurer's RBC shall be determined in accordance with the formula set forth in the RBC instructions.(b) The formula shall take into account and may adjust for the covariance between the following risks determined in each case by applying the factors in the manner set forth in the RBC instructions:(1) The risk with respect to the insurer's assets.(2) The risk of adverse insurance experience with respect to the insurer's liabilities and obligations.(3) The interest rate risk with respect to the insurer's business.(4) All other business risks and other relevant risks as set forth in the RBC instructions.1921, May 17, P.L. 789, No. 285, § 504-A, added 1997, June 25, P.L. 349, No. 40, § 1, imd. effective.