Section 725A.050 - Director's power to examine or investigate; costs(1) The Director of the Department of Consumer and Business Services, to secure information the director requires and to ensure compliance with ORS 725A.010 to 725A.092 and 725A.990 and rules the director adopts under ORS 725A.010 to 725A.092 and 725A.990: (a) May at any time investigate a licensee or a person required under ORS 725A.020 to obtain a license.(b) Shall examine a licensee not less than once every two years and may inspect and examine the licensee at other times that the director determines are necessary.(2) For purposes of subsection (1) of this section:(a) A licensee or a person required to obtain a license as a payday loan lender or title loan lender is subject to inspection and shall give the director free access to the licensee's or person's place of business, books, accounts, records, files, safes and vaults.(b) The director may: (A) Conduct an investigation or examination without prior notice to the person the director investigates or examines.(B) Compel the attendance of a witness or other person from whom the director requires testimony necessary to conduct an investigation or examination and examine the witness or person under oath.(C) Require a licensee or a person required to obtain a license as a payday loan lender or title loan lender to produce books, accounts, records, files or other documents.(c) A person may not knowingly give or cause to be given to the director a document or an oral or written statement or report that is false in any material respect.(3) If the director investigates or examines under this section a licensee or a person required to obtain a license as a payday loan lender or title loan lender, the licensee or person shall pay the director for the actual cost of the investigation or examination. The director may maintain an action to recover the cost in a court of competent jurisdiction.