Section 646.648 - Unlawful practice by manufactured dwelling dealer(1) As used in this section: (a) "Buyer" means a person who buys or agrees to buy a manufactured dwelling from a manufactured dwelling dealer.(b) "Cash sale price" means the price for which a manufactured dwelling dealer would sell to a buyer, and the buyer would buy from a dealer, a manufactured dwelling that is covered by a purchase agreement, if the sale were a sale for cash instead of a retail installment sale.(c) "Manufactured dwelling" has the meaning given that term in ORS 446.003.(d) "Manufactured dwelling dealer" means a person licensed under ORS 446.691 or 446.696 or a temporary manufactured structure dealer licensee under ORS 446.701.(e) "Retail installment sale" has the meaning given that term in ORS 83.510.(2) A manufactured dwelling dealer engages in an unlawful practice when, in a sale of a manufactured dwelling, the dealer does any of the following:(a) Misrepresents to a buyer that, as a condition of financing, the buyer must purchase: (A) Credit life insurance;(B) Credit disability insurance;(C) Credit unemployment insurance;(D) Credit property insurance;(G) An extended warranty.(b) In close connection with the sale, misrepresents to a lender:(B) The amount of the buyer's down payment; or(C) The buyer's credit or employment history.2001 c.917 §1; 2003 c. 655, § 82