A loan which the borrower is allowed by the lender to treat as a loan for use or for exchange at the borrower's option is subject to all the provisions of this chapter.
N.D.C.C. § 47-13-02
A loan which the borrower is allowed by the lender to treat as a loan for use or for exchange at the borrower's option is subject to all the provisions of this chapter.
N.D.C.C. § 47-13-02