Statutes, codes, and regulations
North Dakota Century Code
Title 26.1 - INSURANCE
Chapter 26.1-32 - LOSS AND NOTICE OF LOSS
Section 26.1-32-01 - Liability of insurer for loss - Proximate and remote cause

N.D. Cent. Code § 26.1-32-01

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Current through 2024 Legislative Session
Section 26.1-32-01 - Liability of insurer for loss - Proximate and remote cause

An insurer is liable for a loss proximately caused by a peril insured against even though a peril not contemplated by the insurance contract may have been a remote cause of the loss. An insurer is not liable for a loss of which the peril insured against was only a remote cause. The efficient proximate cause doctrine applies only if separate, distinct, and totally unrelated causes contribute to the loss.

N.D.C.C. § 26.1-32-01