An application for a license under this chapter may be deemed withdrawn if the commissioner contacts an applicant in writing regarding an incomplete application and the commissioner does not receive a response from the applicant within twenty days of the date of the written communication. A withdrawn application under this section is not a refusal to issue a producer license and is not an administrative action. All fees accompanying the application for license are not refundable.
N.D.C.C. § 26.1-26-13.5