N.J. Stat. § 46:2B-10
As used in this act:
"Account" means an agreement between a banking institution and its customer pursuant to which the banking institution accepts funds or property of the customer and agrees to repay or return the funds or property upon the terms and conditions specified in the agreement. The term "account" includes, but is not limited to, checking accounts, savings accounts, certificates of deposit and other types of time and demand accounts as banking institutions are authorized to enter into pursuant to applicable federal or State law. The term "account" does not include an agreement pursuant to which a banking institution agrees to act as a fiduciary within the meaning of the "Uniform Fiduciaries Law,"N.J.S. 3B:14-52 et seq.
"Agent" means the person authorized to act for another person pursuant to a power of attorney. An agent may be referred to as an "attorney," "attorney-in-fact" or "deputy" in the power of attorney.
"Banking institution" includes banks, savings banks, savings and loan associations and credit unions, whether chartered by the United States, this State or any other state or territory of the United States or a foreign country.
A thing is done "in good faith" when it is in fact done honestly, regardless of whether it is done negligently.
"Power of attorney" means a duly signed and acknowledged written document in which a principal authorizes an agent to act on his behalf.
"Principal" means a person executing a power of attorney.
"Safe deposit company" means a company operating pursuant to P.L. 1983, c.566 (C.17:14A-1 et seq.).
N.J.S. § 46:2B-10