Section 17:36-5.31 - Information provided to policyholders by every fire, casualty insurerEvery fire and casualty insurer, including the New Jersey Insurance Underwriting Association created pursuant to P.L. 1968, c.129 (C.17:37A-1 et seq.), shall provide its policyholders of homeowners insurance, at the time of the issuance of the policy and with each renewal notice for the policy, with written notice, prescribed by the Commissioner of Banking and Insurance, that includes the following information:
a. A homeowners insurance policy does not cover property damaged by a flood;b. That flood insurance may be available through the National Flood Insurance Program in participating communities; andc. That the National Flood Insurance Program coverage contains separate content and structure coverage and that a policyholder should consult with the National Flood Insurance Program or his insurer or insurance producer as to whether the coverage selected is appropriate to the policyholder's needs.