Section 17:29B-4.1 - Certain homeowners' insurance inquiries not deemed as claim; violations, penaltiesa. No inquiry by an insured for information regarding the insured's homeowners' insurance policy, or coverage for a particular loss under that policy, shall be categorized as a claim for the purpose of determining adverse claims experience.b. An insurer who violates this act shall be subject to a penalty of up to $5,000 for each violation unless the insurer knew or reasonably should have known he was in violation of this act, in which case the penalty shall not be more than $25,000 for each violation. The penalty shall be collected in a summary proceeding in accordance with the "Penalty Enforcement Law of 1999," P.L. 1999, C. 274(C.2A:58-10 et seq.). L. 2001, c. 235, s. 1, eff. 8/31/2001.