Section 417-C:1 - Grounds for CancellationI. A notice of cancellation of a policy, to which RSA 417-C:2 applies, shall be effective only if it is based on one or more of the following reasons: (a) Nonpayment of a premium, including nonpayment of any additional premiums due from an audit conducted in accordance with law for the prior policy term; or(b) Fraud or material misrepresentation affecting the policy or in the presentation of a claim thereunder, or violation of any of the terms or conditions of the policy; or(c) A change in the risk that substantially increases a hazard insured against after insurance coverage has been issued or renewed.II. An insurer shall cancel a policy at the specific request of the insured subject to contractual notice provisions not to exceed 10 days.III. Paragraph I shall not apply to any policy or coverage which has been in effect less than 60 days at the time notice of cancellation is mailed or delivered by the insurer unless it is a renewal policy.IV. This section shall not apply to nonrenewal.Amended by 2022 , 42: 14, eff. 7/2/2022.Amended by 2021 , 50: 2, eff. 7/24/2021.Amended by 2020 , 37: 42, eff. 9/27/2020.Amended by 2012 , 100: 3, eff. 7/28/2012. 1986, 227:1. 2000, 166:6, eff. July 22, 2000. 2009, 215:11, eff. Sept. 13, 2009.