Section 686A.105 - Life insurance, annuities and health insurance: Discrimination against living organ donor prohibited1. With regard to any policy or contract of life insurance, life annuity or health insurance, no person shall discriminate against a living organ donor by: (a) Refusing to insure the living organ donor;(b) Refusing to continue to insure the living organ donor;(c) Limiting the amount, extent or kind of coverage available to a living organ donor; or(d) Charging a living organ donor a different rate, premium, deductible, copay or coinsurance than that charged to a similarly situated insured who is not a living organ donor for the same coverage, based solely, and without any additional actuarial risk, upon his or her status as a living organ donor.
2. As used in this section, "living organ donor" means a living person who donates one or more of his or her organs, including, without limitation, bone marrow, to be medically transplanted into the body of another person.Added by 2023, Ch. 6,§1, eff. 1/1/2024.