Section 33-1-214 - Mechanical breakdown insurance(1) Mechanical breakdown insurance means a policy, contract, or agreement issued by an authorized insurer that provides for the repair, replacement, or service for the operational or structural failure of the property because of a defect in materials or workmanship or because of normal wear and tear.(2) The term does not include motor club services, as defined in 61-12-301.(3) Mechanical breakdown insurance is a type of casualty insurance provided for in 33-1-206.En. Sec. 65, Ch. 472, L. 1999; amd. Sec. 10, Ch. 227, L. 2001.