Subarticle - CHAPTER 21

Section 500.2101 - Meanings of words and phrases
Section 500.2102 - Definitions; A to D
Section 500.2103 - Definitions; E to I
Section 500.2104 - Definitions; P to U
Section 500.2105 - Automobile insurance or home insurance to conform with chapter; exceptions; group plan requirements; group discounts; applicability to certain insurers; effective date
Section 500.2106 - Applicability of chapters 24 and 26; file, approval, and use of rates; inconsistent provisions
Section 500.2107 - Filings; review; disputes; approval; order of disapproval; revised filing
Section 500.2108 - Filing of manual or plan; statement of character and extent of coverage; maintaining rates in effect for eligible persons; insurer as member of or subscriber to rating organization; deviations; certification, contents, and public inspection of filing; trade secret; contract or policy to be in accordance with filings; automobile insurance compliance with chapter 24; redlining practices prohibited
Section 500.2109 - Rates for automobile insurance and home insurance; requirements; determining existence of reasonable degree of competition
Section 500.2110 - Development and evaluation of rates; considerations; systems of expense provisions; grouping risks by classifications
Section 500.2110a - Premium discount plan
Section 500.2110b - Use of automobile repair or automobile glass repair or replacement service; unreasonable restriction prohibited; disclosure; notice to consumers; development of plan
Section 500.2111 - Classifications and territorial base rates for automobile insurance or home insurance; conformity with applicable requirements; additional factors
Section 500.2111a - Completion of traffic accident prevention course; premium discount to insureds 50 years of age and older; provisions
Section 500.2111b, 500.2111c - [Repealed]
Section 500.2111d - Home insurance; premium discount plan for senior citizens
Section 500.2111e - Rates increase prohibited; applicability of section
Section 500.2111f - Automobile insurance; premium rate reduction requirements for personal protection insurance coverage; approval by director; use of savings; applicability to certain increases; inclusion of catastrophic claims assessment; severability; definitions
Section 500.2112 - Written notice to policyholder; information available upon request; contact information; manner of providing; trade secret
Section 500.2113 - Private informal managerial-level conference with insurer; internal procedures; review and determination by commissioner; procedure for determination; hearing matter as contested case
Section 500.2114 - Person or organization aggrieved by filing; application for hearing; specification of grounds; notice of hearing; order of commissioner
Section 500.2115 - Finding by commissioner that reasonable degree of competition does not exist on statewide basis; order requiring compliance with chapter 24 or 26; hearing; notice; new order
Section 500.2116 - Condition of licensure as insurance agent; penalizing insurance agent
Section 500.2116a - Automobile insurance; person on active duty in United States armed forces; lapse in coverage; prohibited conduct by insurer; conditions
Section 500.2116b - Automobile insurance; lapse in coverage; prohibited conduct by insurer; applicability
Section 500.2117 - Home insurance; condition of maintaining insurer's certificate of authority; basis of underwriting rules; provisions applicable to repair cost policy; rates; aggregation of claims; adjustment of minimum dollar amounts
Section 500.2118 - Automobile insurance; condition of maintaining insurer's certificate of authority; basis of underwriting rules
Section 500.2119 - Underwriting rules to be in writing; inconsistent transactions prohibited; uniform application of underwriting rules required; adoption of underwriting rules by insurer with more than 1 rating plan; underwriting rules for new applicants and for renewals; filing and public inspection of underwriting rules; order prohibiting use of inconsistent underwriting rule
Section 500.2119a - Automobile insurance; calculating insurance eligibility points
Section 500.2120 - Automobile insurance; establishment of underwriting rules by affiliated insurers; applicability of subsection (1); compliance; separate rating plans; applicability of subsection (2); underwriting rules defining applicable rating plan; basis of underwriting rules
Section 500.2121 - Home insurance; criteria for selecting dwellings for inspection; inspection program; filing inspection criteria; disapproval of inspection criteria; liability
Section 500.2122 - Declination of insurance; explanation of reasons; refusal of application form as declination
Section 500.2123 - Termination of insurance; delivery or mailing of notice; contents of notice; effective date of termination; conformity with underwriting rules; violation of chapter 32 not authorized
Section 500.2124 - Liability for information or statement
Section 500.2125 - Suspension of insurer's obligation under MCL 500.2117 or 500.2118; hearing; duration of suspension
Section 500.2126 - Suspension of acceptance of applications; filing and contents of notice; disapproval
Section 500.2127 - Collecting and reporting data; rule; use of sampling techniques
Section 500.2128 - [Repealed]
Section 500.2129 - Exemption from chapter; request; form; continuation of exemption; filing annual reporting form; order discontinuing exemption; requalification for exemption prohibited; ineligible insurers
Section 500.2130 - Rules requiring exchange of insurance claim information; liability
Section 500.2131 - Effective date of MCL 500.2101 to 500.2105, 500.2107, and 500.2131; effective date of chapter generally
Section 500.2134-500.2138 - [Repealed]