Section 445.1825 - Violation as misdemeanor; penalty; separate offense; recovery of fees or other charges(1) A person who violates this act is guilty of a misdemeanor punishable by imprisonment for not more than 90 days, or a fine of not more than $1,000.00, or both. Each transaction in violation of this act constitutes a separate offense.(2) A credit services organization that violates this act is barred from recovering any fees or other charges from a buyer.1994, Act 160, Imd. Eff. 6/13/1994 .