Current through Public Act 171 of the 2024 Legislative Session
Section 333.5683 - Life or health insurer; prohibited conduct(1) A life insurer shall not do any of the following because of the execution or implementation of a POST form:(a) Refuse to provide or continue coverage to the patient.(b) Charge the patient a higher premium.(c) Offer a patient different policy terms because the patient has executed a POST form.(d) Consider the terms of an existing policy of life insurance to have been breached or modified.(e) Invoke a suicide or intentional death exemption or exclusion in a policy covering the patient.(2) A health insurer shall not do any of the following: (a) Require the execution of a POST form to maintain or be eligible for coverage.(b) Charge a different premium based on whether a patient or patient representative has executed a POST form.(c) Consider the terms of an existing policy to have been breached or modified if the patient or patient representative has executed a POST form.Added by 2017, Act 154,s 13, eff. 2/6/2018.