La. Stat. tit. 22 § 911
Current with operative changes from the 2024 Third Special Legislative Session
Where the individual insured and the beneficiary designated in a life insurance policy or policy insuring against accidental death have died and there is not sufficient evidence that they have died otherwise than simultaneously, the proceeds of the policy shall be distributed as if the insured had survived the beneficiary, unless otherwise expressly provided in the policy.
La. R.S. § 22:911