P.R. Laws tit. 26, § 2720
(1) Present a false or fraudulent claim, or alter or omit information or any evidence in support thereof, for the payment of a loss, in reference to an insurance policy; or
(2) help or participate in the filing of a fraudulent claim, or alter or omit information or any evidence in support thereof, for the payment of a loss, pursuant to an insurance contract; or
(3) prepare, make, or sign or alter or omit, or help or participate in preparing, making or signing, or altering or omitting any account, certificate, sworn statement, proof of loss or any other false document or writ, with the intention that the same be presented or used in support of said claim; or
(4) file a claim that affects the subrogation right held by an insurer to recover amounts paid under an insurance contract. A subrogation right shall be deemed to be the right that the insurer has to recover the damages that it has had to pay to an insured person under his/her policy. Said right arises by function of law when the insurer makes a payment to the insured, or
(5) file more than one claim for the same damage, loss or service on the same insured property, except in the case of life insurance.
Any person that intentionally and knowingly incurs in any of the above described practices shall be deemed to have committed fraud for the purposes of this chapter.
History —Ins. Code § 27.200; May 24, 1974, No. 46, Part 1, p. 200, § 8; Jan. 8, 2004, No. 18, § 3; renumbered as § 27.180 and amended on Aug. 9, 2008, No. 230, § 18, eff. 90 days after Aug. 9, 2008.