P.R. Laws tit. 7, § 2035a

2019-02-20 00:00:00+00

§ 2035a. Responsibility of the credit reporting agency to provide notice that certain credit information is being disputed and that an investigation has been initiated

(a) If any information furnished to a credit reporting agency by a furnisher of information is challenged or disputed by a consumer because it is incomplete or inaccurate, said furnisher of information may not relay the information to any credit reporting agency without including a notice explaining that such information is being challenged or disputed by the consumer.

(b) If, in accordance with the provisions of § 2034 of this title, a credit reporting agency is notified by an information furnisher that certain information has been challenged or disputed by a consumer, the credit reporting agency shall include in any subsequent report containing the challenged or disputed information a note about said dispute or challenge.

History —Sept. 2, 2000, No. 364, added as § 7-A on Sept. 5, 2014, No. 148, § 1, eff. 30 days after Sept. 5, 2014.