Current through Public Act 103-1052
Section 775 ILCS 5/3-102.10 - Third-party loan modification service provider(A) It is a civil rights violation for a third-party loan modification service provider, because of unlawful discrimination, familial status, immigration status, source of income, or an arrest record, to:(1) refuse to engage in loan modification services;(2) alter the terms, conditions, or privileges of such services; or(3) discriminate in making such services available, including, but not limited to, by making a statement, advertisement, representation, inquiry, listing, offer, or solicitation that indicates a preference or the intention to make such a preference in making such services available.(B) For purposes of this Section, "third-party loan modification service provider" means a person or entity, whether licensed or not, who, for or with the expectation of receiving consideration, provides assistance or services to a loan borrower to obtain a modification to a term of an existing real estate loan or to obtain foreclosure relief. "Third-party loan modification service provider" does not include lenders, brokers or appraisers of mortgage loans, or the servicers, subsidiaries, affiliates, or agents of the lender.Amended by P.A. 103-0232,§ 5, eff. 1/1/2024.Added by P.A. 102-0362,§ 5, eff. 1/1/2022.