Section 215 ILCS 157/40 - Filing(a) Insurers that use insurance scores to underwrite and rate risks must file their scoring models (or other scoring processes) with the Department. A third party may file scoring models on behalf of insurers. A filing that includes insurance scoring may include loss experience justifying the use of credit information. (b) Any filing relating to credit information is considered to be a trade secret under the Illinois Trade Secrets Act. Added by P.A. 093-0114, § 40, eff. 10/1/2003.