Section 815 ILCS 604/15 - Applicability(a) This Act applies to any action filed on or after the effective date of this Act: (1) with respect to any consumer contract entered into on or after the effective date of this Act; if the commercial party filing the action is a debt buyer, this Act applies irrespective of when the consumer contract was made or acquired by the debt buyer; and(2) if the principal amount claimed does not exceed the maximum amount of a judgment allowable for a small claim under the Illinois Supreme Court Rules.(b) Notwithstanding subsection (a), this Act does not apply if: (1) the commercial party does not request attorney's fees in its complaint; or(2) each party to the consumer contract was represented by counsel in the negotiation of the consumer contract.Added by P.A. 103-0344,§ 15, eff. 1/1/2024.