R.I. Gen. Laws § 39-14.3-8
The owner of any NEMT vehicle operating under this chapter shall file with the division a certificate of insurance issued by an insurance company authorized to transact business in this state, showing that the owner has a policy insuring the NEMT certificate holder against liability for injury to person and damage to property that may be caused by the operation of the NEMT vehicle, which policy shall provide for the indemnity in the sum of not less than one million five hundred thousand dollars ($1,500,000) for personal injury and indemnity of not less than one hundred thousand dollars ($100,000) for damage to property. Such proof of financial responsibility shall be resubmitted annually when the NEMT certificate is renewed in accordance with § 39-14.3-3 (a).
R.I. Gen. Laws § 39-14.3-8