Section 27-78-3 - Certificate forms(a) The commissioner of insurance shall prohibit the use of a certificate of insurance form if the form: (1) Is unfair, misleading, or deceptive, or violates public policy; or(2) Violates any law, including any regulation promulgated by the commissioner of insurance.(b) A certificate of insurance is not a policy of insurance and does not affirmatively or negatively amend, extend, or alter the coverage afforded by the policy to which the certificate of insurance makes reference. A certificate of insurance shall not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.Added by 2013 Pub. Laws, ch. 410,§ 1, eff. 10/13/2013.Added by 2013 Pub. Laws, ch. 315,§ 1, eff. 10/13/2013.