Except, as otherwise provided, this chapter applies to all health benefit plans issued, made effective, delivered or renewed to any eligible small business after April first, nineteen hundred and ninety-two, whether issued directly by a carrier, or through an intermediary. Nothing in this chapter shall be construed to require a carrier which does not issue health benefit plans subject to the provisions of this chapter to issue health benefit plans subject to the provisions of this chapter.
Mass. Gen. Laws ch. 176J, § 2