Section 627.658 - Use of dividends, refunds, rate reductions, commissions, service fees; premium rates(1) Section 627.569 also applies to group health insurance policies.(2) An insurer may issue a group health insurance policy at a premium rate less than the usual rate or premium for an individual insurance policy.s. 590, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 508, 523, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s.114, ch. 92-318.