Section 143 - General penalty(a)(1) Notwithstanding any other provisions of this title, the Commissioner may, if the Commissioner finds that any financial institution or financial company has violated any provision of this title or any regulation implementing said title:a. Issue a notice of violation; andb. Require the violator to take affirmative action to correct the violation.(2) If a violator fails to take the affirmative action required under subparagraph (1)b. of this subsection, the Commissioner may impose a civil penalty in an amount that is appropriate in view of the facts and circumstances surrounding the violation for each violation from which the violator failed to cease and desist or for which the violator failed to take affirmative action to correct.(b) In determining the amount of the financial penalty to be imposed under subsection (a) of this section, the Commissioner shall consider the following: (1) The seriousness of the violation;(2) The good faith of the violator;(3) The violator's history of previous violations;(4) The deleterious effect of the violation on the public and banking industry;(5) The assets and overall financial condition of the violator; and(6) Any other factors relevant to the determination of the financial penalty.(c) In no event shall the penalty exceed $50,000 per violation.(d) Notice of a civil penalty imposed pursuant to this section shall include a statement of facts upon which the civil penalty is based. A notice of civil penalty may be served by any member of the Commissioner's office who is designated by the Commissioner. Service may be effected by hand delivering the notice of civil penalty to the financial institution or financial company at its principal place of business in this State during normal working hours or, with respect to a financial institution or financial company that does not maintain a place of business in this State, by hand delivering the notice of civil penalty to the registered agent in this State (or, if there is none, the Secretary of State, as provided in Title 8) and, within 7 days of such delivery, depositing in the United States mails, by registered mail, postage prepaid, a true and attested copy of the notice, together with a statement that service is being made pursuant to this section, addressed to such financial institution or financial company at its address as the same appears on the records in the Commissioner's office.(e) A civil penalty shall not become effective in less than 10 days after the notice of civil penalty is served. After notice of a civil penalty is served, but before its effective date, upon petition of any interested party, the Commissioner shall conduct a hearing. At the conclusion of such hearing, the Commissioner may affirm the civil penalty as originally issued, or the Commissioner may modify, amend or rescind such civil penalty. (f) Any financial penalty imposed pursuant to this section may be in addition to any other action or remedy available to the Commissioner or any penalty, fine or sentence ordered by a court in any civil or criminal proceeding.(g) Any penalty that may be imposed by the Commissioner shall be paid to the State Treasurer for deposit in the General Fund.(h) As used in this section, "financial company" means any person transacting, conducting or engaged in any business or activity that is subject to licensing, regulation or supervision under this title. 68 Del. Laws, c. 303, §9; 70 Del. Laws, c. 186, § 1; 71 Del. Laws, c. 19, § 8; 73 Del. Laws, c. 247, § 3.;