N.Y. Veterans Service Law § 29-A
Upon the request of any veteran, the department shall provide counseling and assistance to applicants for a mortgage loan guaranteed by the Servicemen's Readjustment Act of 1944. Such service shall be provided either directly or through a contract with a not-for-profit entity which has a Commercial and Government Entity (CAGE) code assigned by the federal System for Award Management and which is not owned by, affiliated with or operated by a mortgage company. Counselors shall be certified by the United States department of housing and urban development under Part 214 of Title 24 of the Code of Federal Regulations. Loan counseling and assistance shall include a review of the terms and restrictions of the loan and any other information which may be required under federal law, rule or regulation. The department may promulgate regulations necessary to prevent any potential conflicts of interest between counselors and mortgage companies to ensure that any counseling and assistance provided under the provisions of this section shall be made in the best interest of the veteran seeking such mortgage loan.
N.Y. Veterans Service Law § 29-A