If it shall be established to the satisfaction of the secretary of state, in accordance with rules and regulations of such department, that an unexpired license certificate or pocket card, issued in accordance with the provisions of this article, has been lost or destroyed without fault on the part of the holder, such department shall issue a duplicate license certificate or pocket card for the unexpired portion of the term of the original license certificate. The secretary of state shall receive a non-refundable fee of ten dollars for issuing a duplicate certificate of license or identification card.
N.Y. Gen. Bus. Law § 76