Section 11-38-108 - Inapplicability of related statutes(1) A reverse mortgage may be made or acquired without regard to the following provisions for other types of mortgage transactions set out in the statutes specified in this subsection (1): (a) Any law of this state limiting loan-to-value ratios;(b) Prohibitions on balloon payments pursuant to section 5-3-208, C.R.S.;(c) Any law of this state limiting interest on interest, the adding of deferred interest to principal, or the compounding of interest;(d) Subject to section 11-38-105 (3), interest rate limits under the usury statutes pursuant to sections 5-12-103 and 18-15-104, C.R.S.;(e) Any law of this state applicable to insurance or insurance companies under title 10, C.R.S.L. 92: Entire article added, p. 942, § 1, effective April 23. L. 2000: (1)(b) amended, p. 1872, § 107, effective August 2.