Va. Code § 38.2-1201
Current with changes from the 2024 legislative session through ch. 845
"Reciprocal" means the aggregation of subscribers under a common name.
"Reciprocal insurance" means insurance resulting from the mutual exchange of insurance contracts among persons in an unincorporated association under a common name through an attorney-in-fact having authority to obligate each person both as insured and insurer.
"Attorney" means the person designated and authorized by subscribers as the attorney-in-fact having authority to obligate them on reciprocal insurance contracts.
"Subscriber" means a person obligated under a reciprocal insurance agreement.
Va. Code § 38.2-1201